Here are some useful links that you can use when deciding whether to file bankruptcy! Please note, these pertain mostly to the Central District of California which covers the following counties: LA County, Riverside County, Orange County, and Ventura County (including Santa Barbara).
Certificate of Credit Counseling
When filing either Chapter 7 or 13, you are required to take a mandatory course before your case is filed. Don't worry, it's not as though you have to enroll in the class at Harvard, and it's not like you can fail it. It is a very brief course (usually an hour or two to complete), and it can be taken online or over the phone. While it may seem like a hassle at first, it is for your benefit! Here are two companies we recommend:
Certificate of Personal Financial Management
After your case is filed, you are also required to take a follow-up course. This course certificate needs to be filed with the court within 60 days of your first meeting of creditors. Please take this second course and file it on time! You'd be surprised how many people never take this course, only to find their case dismissed because they waited too long. The second course can be taken at either of the places where you took your first certificate.
There are several bankruptcy courts in the Central District of California. You do not have the choice of where you can file your bankruptcy case - instead, you are required to file your case based on the zip code of where you physically live. To figure out which court in which you have to file, please follow the link below, and type in your zip code.
If you have any questions that are not answered here, feel free to email us at firstname.lastname@example.org and we will add your question and answer to our FAQ. Our Frequently Asked Questions are located on our main website located at www.syndicatelegal.com
Here are some other great resources for looking up questions already asked by other people who may be in a similar situation to you: